Waqf

Donation

Amount Variable

Frequency One-time or periodic

Nature Voluntary

Usage Invested in income-generating assets

Example Rumah Well Land

Proceeds

Amount An average of compounding 8% with IBW.

Frequency Continuous, as long as the asset generates income

Beneficiaries Community projects, educational institutions, healthcare facilities

Reinvestment Yes, a portion of the proceeds is reinvested to grow the capital.

Purpose Sustainable community development and welfare as well as immediate relief

Capital Growth Yes, through reinvestment and income generation

Reward Continuous and multiplying reward as long as the Waqf generates benefits

Sadaqah Jariyah

Donation

Amount Variable

Frequency One-time or periodic

Nature Voluntary

Usage Used for long-term benefits

Example Olive Tree in Gaza

Proceeds

Amount Variable, depending on the project (not always monetary)

Frequency Continuous, as long as the the project remains beneficial

Beneficiaries Community projects, individuals in need.

Reinvestment No, proceeds are used directly for the intended purpose.

Purpose Long-term community benefits and welfare as well as immediate relief

Capital Growth No, capital is used directly for projects

Reward Continuous reward as long as the Sadaqah Jariyah project remains beneficial

Zakat

Donation

Amount 2.5% of savings above nisab threshold

Frequency Annual

Nature Obligatory

Usage Directly given to beneficiaries for immediate needs

Example Money directly paid

Proceeds

Amount No Proceeds

Frequency Annual distribution

Beneficiaries Eight categories of recipients defined in the Quran

Reinvestment No, proceeds are used directly for the intended purpose.

Purpose Immediate relief for the poor and needy

Capital Growth No, capital is distributed annually

Reward Immediate reward for fulfilling an obligatory act